At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida with $1.3 billion in assets, we are dedicated to enhancing lives through exceptional service, strength and financial solutions. We currently have 18 locations in Northwest Florida and Southeast Alabama, including three student-run credit unions at area high schools. We are a not-for-profit, member-owned financial institution, serving our community and improving since 1936.